Secure Open Banking Connectivity, Simplified
Build the next generation of financial services with effortless access to open banking. Our API connects you to banks across 29 European countries, supporting both business and personal accounts.
More Than 100+ Trusted Partners
Comprehensive Open Banking Access
With a single, straightforward integration, access real-time open banking data across a vast network of European banks. We handle all backend complexities, updates, and maintenance, allowing you to focus on your core business activities.
With one simple integration, you can tap into real-time data and streamline your operations, eliminating the need for multiple agreements.
Some Industries We Enable
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Automated Cash Flow Insights: Synchronize processes like invoice reconciliation to deliver cash flow overviews and forecasts directly into your system.
Real-Time Financial Data: Access up-to-date transactional data from 2,500+ banks.
Seamless Integration: One API for all your needs, with privacy, transparency, and developer-friendly tools built-in.
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One API: Connect to 2500+ banks across 29 European countries.
Seamless access: Retrieve financial data instantly for faster decisions.
Real-time insights: Enhance risk assessments with up-to-date transaction data.
Find out how Open Banking can augment your credit risk models here
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Instant verification: Access real-time bank data to quickly confirm identity and account ownership.
Faster onboarding: Reduce friction with automated data retrieval, eliminating manual document uploads.
Enhanced fraud prevention: Leverage transaction insights to detect risk indicators and ensure compliance.
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Hyper-personalization: Use real-time transaction data to tailor rewards to individual spending habits.
Seamless redemption: Automate reward allocation and redemption without manual input or delays.
Stronger engagement: Enhance customer loyalty with data-driven offers that maximize relevance and value.
Find out how Open Banking can augment your loyalty and rewards programs here
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Comprehensive financial insights – Access real-time transaction data to offer clients a full view of their financial health.
Personalized investment strategies – Leverage open banking data to tailor financial advice and portfolio recommendations.
Automated financial planning – Enable smarter budgeting, savings, and wealth accumulation through real-time data and automation.
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Faster, cost-effective transactions: Reduce payment processing fees and settlement times with direct bank transfers.
Seamless user experience: Enable frictionless, secure payments without card details in your own systems.
Stronger fraud protection: Leverage bank-level security and authentication to reduce the risk of fraudulent transactions.
Why Choose Enable Banking?
Data Security and Ownership
We prioritize your data privacy. Your customers' information remains their own; we never monetize your data. By exclusively using official PSD2 APis, we uphold the highest standards of privacy and ethical integrity, ensuring every interaction is secure and compliant.
Comprehensive and Future-Proof Open Banking Account Access
Our adaptable API platform supports both business and personal accounts, enabling you to offer a wide range of financial services.
Built to seamlessly integrate with emerging regulations, our solutions ensure your business remains compliant and competitive.
Expert Support at Your Fingertips
Our dedicated team of experts is ready to guide you every step of the way, from seamless integration to ongoing optimization. We work tirelessly to maintain a robust backend and provide support that’s consistently among the best reviewed in the industry so you never have to feel lost in the world of open banking.
A Peek Behind the Curtain
Curious about how it all works? Or about our code and what makes it work? Check out our behind-the-scenes look at our code and infrastructure—see how we make seamless open banking connectivity possible.
The video is an animation of a sneak peak into some of the data that Enable Banking’s open banking platform provides.
Are you a Licensed TPP?
Our TPP Infrastructure as a Service streamlines your PSD2 API integration by managing all development and maintenance tasks. This approach reduces costs and accelerates your time to market, allowing you to focus on innovation and building additional features for your API while we handle the technical complexities.
Hear From Our Partners
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"Enable Banking is very responsive and flexible. Whenever there are updates from either side, we can make changes quickly. We were able to cover all of our core markets with Enable Banking. "
Minh-Kiet Vuong, Product Manager at Zervant
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![Madeleine Svantesson, Head of EuroBonus Partners at SAS Eurobonus, gives a testimonial about Enable Banking.]()
"Open Banking data allows us to gain deeper insights into our customers' spending habits, enabling us to create a more personalized and effective loyalty program. With this data, we get a much better understanding of our customers—how they behave, what destinations they prefer, and what brands they interact with."
Madeleine Svantesson, Head of EuroBonus Partners at SAS Eurobonus
Experience Connectivity Across Borders
With our universal API, you can effortlessly connect to over 2,500 major banks across 29 European countries. Explore the full list of ASPSPs and integrated APIs →
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We have integrated 1000+ APIs each year. Join us and connect to 2500+ banks in 29 countries.
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Ready to step into the future of Open Banking? Connect with us and be at the forefront of the financial revolution. Our team is here to help you along the way.
Sarah Häger, CCO
sarah@enablebanking.com
For years, Open Banking has been seen primarily as a tool for credit risk assessment—but its potential reaches far beyond lending. With evolving regulations like PSD3 and the upcoming Financial Data Access framework (FIDA), new business opportunities are emerging across industries. From hyper-personalized loyalty programs to smarter SME lending, companies that embrace these changes can gain a competitive edge. The key? Viewing regulatory shifts as opportunities rather than obstacles and leveraging financial data in innovative ways. In this article, we explore how businesses can adapt, innovate, and thrive in the evolving Open Banking landscape.